Agricultural Loans

  • Equipment Loans
  • Farm Mortgages
  • Lines of Credit
  • USDA Loan Programs
  • -USDA Young Farmer Loan Participations

Contact a commercial lender at 989-362-6700 for more information. 

Certain restrictions apply. Credit subject to approval.

Term Loan

Vehicles, Equipment, Property Improvements, Debt Consolidation, Refinancing.

Term loans provide a great opportunity for financing longer term capital investments and durable expenditures.

Features & Benefits

  • Flexible loan structure with a range of repayment terms
  • Predictable monthly payments
  • Competitive fixed or variable interest rates

Contact a commercial lender at 989-362-6700 for more information. 

Certain restrictions apply. Credit subject to approval.

Line of Credit

Accounts Receivable, Inventory, Seasonal Working Capital

A business line of credit is a great way to borrow cash for short-term business needs including paying bills while waiting to collect receivables, purchasing inventory or covering seasonal expenses.

Features & Benefits

  • Borrow up to a pre-approved amount with flexible options to borrow and repay and borrow again as needed
  • Monthly interest-only payments on the amount of line you use
  • Variable interest rate
  • Low annual fee

Contact a commercial lender at 989-362-6700 for more information.

Certain restrictions apply. Credit subject to approval.

Commerial Real Estate Mortgage

Purchase, Expand, Renovate, Refinance, Construct

Commercial real estate mortgages allow you to purchase, build, expand, and remodel. In some cases, you may have the opportunity to withdraw equity for one-time or ongoing expenses.

Features & Benefits

  • Customized loan structure
  • Regular monthly payments over a fixed period of time
  • Competitive fixed or variable interest rates

Contact a commercial lender at 989-362-6700 for more information.  

Certain restrictions apply. Credit subject to approval.

SBA Loan

SBA Preferred Lender

Term Loan, Line of Credit, Commercial Real Estate Mortgage

The U.S. Small Business Administration (SBA) is a government agency that works with banks to help Americans start, build and grow businesses. As a SBA Preferred Lender, Huron Community Bank has the authority to approve loans on behalf of the SBA allowing for faster turnaround and quicker approvals. We offer a variety of SBA loans to allow us to find the one that fits your needs.

Features & Benefits

  • 7(a) Loan Program
    Used for a wide variety of business purposes including business start-up, purchase or expansion, working capital, equipment, inventory, debt refinance, building construction or renovation.
    • Lower down payment requirements
    • Longer repayment terms
  • Certified Development Company (CDC) 504 Loan Program
    Provides long-term, fixed-rate financing for major fixed assets, such as land and building, purchase or expansion.  
    • Lower down payment requirements
    • Longer repayment terms

Contact a commercial lender at 989-362-6700 for more information. 

Approved to offer SBA loan products under SBAs Preferred Lender Program, and SBA Express Lender Program.  
 
Certain restrictions apply. Credit subject to approval. All credit applications subject to SBA program parameters.

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